How much should I save each month for a goal?

Depends on goal amount, time until goal, and expected return. This calculator shows required monthly (or lump sum) savings to reach your goal.

What if I have less time?

Shorter time usually means higher monthly savings needed. This calculator shows the trade-off: extend timeline to lower monthly amount or save more per month.

What return should I assume?

Use a conservative return for short-term goals (e.g. savings account). For long-term goals you might assume higher return (e.g. investments); remember returns are not guaranteed.

Savings Goal Calculator

Free savings goal calculator. Get instant results — no signup, no account. Plan and compare with confidence.

Use the Savings Goal Calculator below.

Calculate how much you need to save each month to reach a financial goal by a target date. Enter goal amount, timeline, and expected return. Free savings goal calculator.

Cómo usar Savings Goal Calculator

Enter goal and timeline
Input goal amount and years to reach it.
Enter expected return
Input expected annual return on savings.
View required savings
See monthly or lump sum needed.

Características

Instant results — no waiting or signup.
Free to use — no hidden fees.
No login or account required.
Works on all devices — desktop, tablet, and mobile.
Your data stays private — we do not store your inputs.

Por qué usar esta calculadora

Plan your finances with accurate estimates.
Compare scenarios in seconds.
Make informed decisions before you borrow or invest.

Navegadores y dispositivos compatibles

All modern browsers (Chrome, Firefox, Safari, Edge).
Mobile-friendly — use on phone or tablet.
No app download — runs in your browser.

Preguntas frecuentes

Guía completa de Savings Goal Calculator

What is a savings goal calculator?

A savings goal calculator tells you how much to save each month (or as a lump sum) to reach a target amount by a chosen date. Enter your goal amount, time horizon, current savings, and expected return. It shows the required monthly contribution and whether you are on track. Use it for a down payment, vacation, education, or any specific goal.

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Aviso legal

Nuestras calculadoras financieras son solo informativas y educativas. Los resultados son estimaciones según los datos que introduces y fórmulas estándar. No son asesoramiento financiero, fiscal ni legal. No guardamos ni compartimos los números que introduces.