IRA Calculator
Free ira calculator. Get instant results — no signup, no account. Plan and compare with confidence.
Use the IRA Calculator below.
Calculate your IRA balance at retirement. Enter contribution, expected return, and years. Free IRA calculator for USA traditional and Roth IRA.
Cómo usar IRA Calculator
Enter contribution
Input annual IRA contribution.
Enter return and years
Input expected return and years to retirement.
View balance
See projected IRA balance at retirement.
Características
- Instant results — no waiting or signup.
- Free to use — no hidden fees.
- No login or account required.
- Works on all devices — desktop, tablet, and mobile.
- Your data stays private — we do not store your inputs.
Por qué usar esta calculadora
- Plan your finances with accurate estimates.
- Compare scenarios in seconds.
- Make informed decisions before you borrow or invest.
Navegadores y dispositivos compatibles
- All modern browsers (Chrome, Firefox, Safari, Edge).
- Mobile-friendly — use on phone or tablet.
- No app download — runs in your browser.
Preguntas frecuentes
Guía completa de IRA Calculator
What is an IRA calculator?
An IRA calculator estimates the growth of your Individual Retirement Account based on contributions, expected return, and years to retirement. IRAs are tax-advantaged accounts (Traditional: tax deduction now, taxed in retirement; Roth: after-tax now, tax-free in retirement). Use this calculator to see how regular IRA contributions can grow over time.
Traditional vs Roth IRA
| Feature | Traditional | Roth |
|---|---|---|
| Tax deduction | Yes (if eligible) | No |
| Withdrawals in retirement | Taxed as income | Tax-free |
| Contribution limits | Same annual limit | Same annual limit |
| Best when | Expect lower tax in retirement | Expect same or higher tax in retirement |
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Aviso legal
Nuestras calculadoras financieras son solo informativas y educativas. Los resultados son estimaciones según los datos que introduces y fórmulas estándar. No son asesoramiento financiero, fiscal ni legal. No guardamos ni compartimos los números que introduces.