FinCalculators

Lump Sum Calculator

Free lump sum calculator. Get instant results — no signup, no account. Plan and compare with confidence.

Use the Lump Sum Calculator below.

Calculate how a one-time lump sum investment grows over time with compound interest. Enter principal, rate, and years. Free lump sum calculator.

Cómo usar Lump Sum Calculator

  1. Enter principal

    Input lump sum amount.

  2. Enter rate and years

    Enter expected annual return and time in years.

  3. View results

    See final amount and total growth.

Características

  • Instant results — no waiting or signup.
  • Free to use — no hidden fees.
  • No login or account required.
  • Works on all devices — desktop, tablet, and mobile.
  • Your data stays private — we do not store your inputs.

Por qué usar esta calculadora

  • Plan your finances with accurate estimates.
  • Compare scenarios in seconds.
  • Make informed decisions before you borrow or invest.

Navegadores y dispositivos compatibles

  • All modern browsers (Chrome, Firefox, Safari, Edge).
  • Mobile-friendly — use on phone or tablet.
  • No app download — runs in your browser.

Preguntas frecuentes

Guía completa de Lump Sum Calculator

What is a lump sum calculator?

A lump sum calculator shows how a one-time investment grows over time with compound interest. Enter the initial amount, expected annual return, and number of years. It is useful for planning a single deposit (e.g. bonus, inheritance, sale of asset) and comparing different rates or time horizons. For regular contributions, use a SIP or savings calculator instead.

When to use a lump sum vs SIP

Use a lump sum calculator when you have a single amount to invest (e.g. windfall, bonus). Use a SIP calculator when you invest a fixed amount regularly (e.g. monthly). Historically, lump sum investing has often outperformed dollar-cost averaging over long periods, but SIPs help with discipline and reducing timing risk.

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Aviso legal

Nuestras calculadoras financieras son solo informativas y educativas. Los resultados son estimaciones según los datos que introduces y fórmulas estándar. No son asesoramiento financiero, fiscal ni legal. No guardamos ni compartimos los números que introduces.