Mortgage Payoff Calculator
Free mortgage payoff calculator. Get instant results — no signup, no account. Plan and compare with confidence.
Use the Mortgage Payoff Calculator below.
See how extra principal payments shorten your mortgage payoff and reduce total interest. Free mortgage payoff calculator for USA and worldwide.
Como usar Mortgage Payoff Calculator
Enter mortgage details
Input balance, rate, and current monthly payment.
Enter extra payment
Input extra principal per month or lump sum.
View results
See new payoff date and total interest saved.
Recursos
- Instant results — no waiting or signup.
- Free to use — no hidden fees.
- No login or account required.
- Works on all devices — desktop, tablet, and mobile.
- Your data stays private — we do not store your inputs.
Por que usar esta calculadora
- Plan your finances with accurate estimates.
- Compare scenarios in seconds.
- Make informed decisions before you borrow or invest.
Navegadores e dispositivos suportados
- All modern browsers (Chrome, Firefox, Safari, Edge).
- Mobile-friendly — use on phone or tablet.
- No app download — runs in your browser.
Perguntas frequentes
Guia completo de Mortgage Payoff Calculator
What is a mortgage payoff calculator?
A mortgage payoff calculator shows how extra payments or a higher monthly payment affect when your mortgage is paid off and how much interest you save. Enter your current balance, interest rate, and planned monthly payment (including any extra). The calculator tells you the payoff date and total interest paid. Even small extra payments can cut years off your loan.
Strategies to pay off your mortgage faster
- Round up: Pay an extra $50–$200 per month toward principal.
- Biweekly payments: Half your monthly payment every two weeks equals one extra full payment per year.
- Apply windfalls: Tax refunds or bonuses toward principal.
- Refinance to a shorter term (e.g. 15 years) if you can afford the higher payment.
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Aviso
Nossas calculadoras financeiras são apenas para fins informativos e educacionais. Os resultados são estimativas. Não são aconselhamento financeiro, fiscal ou jurídico. Não armazenamos nem compartilhamos os números que você digita.