FinCalculators

Down Payment Calculator

Free down payment calculator. Get instant results — no signup, no account. Plan and compare with confidence.

Use the Down Payment Calculator below.

Calculate how much down payment you need for a home. Enter home price and down payment percentage. See the loan amount you will need to finance.

Como usar Down Payment Calculator

  1. Enter home price

    Input the purchase price of the home.

  2. Enter down payment %

    Enter the down payment percentage you plan.

  3. View results

    See down payment amount and loan amount.

Recursos

  • Instant results — no waiting or signup.
  • Free to use — no hidden fees.
  • No login or account required.
  • Works on all devices — desktop, tablet, and mobile.
  • Your data stays private — we do not store your inputs.

Por que usar esta calculadora

  • Plan your finances with accurate estimates.
  • Compare scenarios in seconds.
  • Make informed decisions before you borrow or invest.

Navegadores e dispositivos suportados

  • All modern browsers (Chrome, Firefox, Safari, Edge).
  • Mobile-friendly — use on phone or tablet.
  • No app download — runs in your browser.

Perguntas frequentes

Guia completo de Down Payment Calculator

How much down payment do I need?

Down payment is the portion of the home price you pay upfront; the rest is the loan amount. Conventional loans often require 5–20%. Putting 20% or more usually avoids private mortgage insurance (PMI). FHA loans can go as low as 3.5%. This calculator shows the dollar amount for your chosen percentage.

Down payment formula

Example: $300,000 home with 20% down: down payment = $60,000, loan amount = $240,000. Use our EMI or mortgage calculator to see monthly payments on that loan amount.

Down payment = Home price × (Down payment % ÷ 100). Loan amount = Home price − Down payment.

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Aviso

Nossas calculadoras financeiras são apenas para fins informativos e educacionais. Os resultados são estimativas. Não são aconselhamento financeiro, fiscal ou jurídico. Não armazenamos nem compartilhamos os números que você digita.