Mortgage Calculator
Free mortgage calculator. Get instant results — no signup, no account. Plan and compare with confidence.
Use the Mortgage Calculator below.
Calculate your monthly mortgage payment, total interest, and total cost. Free mortgage calculator for USA and international users. Plan your home purchase.
كيفية استخدام Mortgage Calculator
Enter loan amount
Input mortgage amount (home price minus down payment).
Enter rate and term
Enter interest rate and loan term (e.g. 30 years).
View results
See monthly payment, total interest, and total cost.
الميزات
- Instant results — no waiting or signup.
- Free to use — no hidden fees.
- No login or account required.
- Works on all devices — desktop, tablet, and mobile.
- Your data stays private — we do not store your inputs.
لماذا استخدام هذه الحاسبة
- Plan your finances with accurate estimates.
- Compare scenarios in seconds.
- Make informed decisions before you borrow or invest.
المتصفحات والأجهزة المدعومة
- All modern browsers (Chrome, Firefox, Safari, Edge).
- Mobile-friendly — use on phone or tablet.
- No app download — runs in your browser.
الأسئلة الشائعة
الدليل الكامل لـ Mortgage Calculator
What is a mortgage calculator?
A mortgage calculator estimates your monthly payment (principal and interest) for a home loan. Enter the loan amount, interest rate, and term (e.g. 30 years). Some calculators also include property taxes, insurance, and PMI. Use it to see how much you will pay each month and how much total interest you will pay over the life of the loan.
What affects your mortgage payment?
- Loan amount: Larger principal means higher EMI.
- Interest rate: Even 0.5% can change your payment and total cost significantly.
- Term: 15-year loans have higher monthly payments but much less total interest than 30-year.
- Property taxes and insurance: Often paid via escrow; add to your budget.
- PMI: Required if down payment is below 20%; adds to monthly cost until you reach 20% equity.
Fixed vs adjustable rate
Fixed-rate mortgages keep the same rate for the full term; your principal and interest payment stays constant (excluding tax/insurance changes). Adjustable-rate (ARM) loans start with a lower rate that can change after an initial period. Use this calculator with different rates to compare 15-year vs 30-year and fixed vs ARM scenarios.
حاسبات ذات صلة
- Home Loan Calculator
Free home loan calculator. Calculate home loan EMI, total interest, and affordability. Plan your mortgage repayment.
احسب ← - Mortgage Affordability Calculator
Free mortgage affordability calculator. How much house can I afford? USA & worldwide.
احسب ← - Refinance Calculator
Compare current vs new mortgage. See monthly savings and total interest saved. Free refinance calculator. Try it now.
احسب ←
إخلاء المسؤولية
حاسباتنا المالية لأغراض إعلامية وتعليمية فقط. النتائج تقديرات. ليست مشورة مالية أو ضريبية أو قانونية. لا نخزن أو نشارك الأرقام التي تدخلها.