Home Loan Calculator
Free home loan calculator. Get instant results — no signup, no account. Plan and compare with confidence.
Use the Home Loan Calculator below.
Calculate your home loan EMI and total interest. See how much you can afford and plan your mortgage repayment with our free home loan calculator.
كيفية استخدام Home Loan Calculator
Enter loan amount
Input the home loan amount you need.
Enter interest rate
Enter the annual interest rate on your mortgage.
Enter tenure
Select loan tenure (e.g. 15, 20, 30 years).
View results
See monthly EMI, total interest, and total repayment.
الميزات
- Instant results — no waiting or signup.
- Free to use — no hidden fees.
- No login or account required.
- Works on all devices — desktop, tablet, and mobile.
- Your data stays private — we do not store your inputs.
لماذا استخدام هذه الحاسبة
- Plan your finances with accurate estimates.
- Compare scenarios in seconds.
- Make informed decisions before you borrow or invest.
المتصفحات والأجهزة المدعومة
- All modern browsers (Chrome, Firefox, Safari, Edge).
- Mobile-friendly — use on phone or tablet.
- No app download — runs in your browser.
الأسئلة الشائعة
الدليل الكامل لـ Home Loan Calculator
What is a home loan EMI?
A home loan EMI is the fixed monthly payment you make to repay your mortgage. It includes both principal and interest. Over the loan term, the interest portion decreases and the principal portion increases. Knowing your home loan EMI helps you plan your budget and choose the right loan amount and tenure.
How much home loan can I afford?
Lenders typically allow your total EMIs (including this home loan) to be up to 40–50% of your net monthly income. Use this calculator to try different loan amounts and tenures. Remember to account for property taxes, insurance, and maintenance when budgeting for homeownership.
Typical mortgage rates and terms
| Region / market | Typical rate range | Common term |
|---|---|---|
| US (fixed rate) | 6% – 8% | 15 – 30 years |
| UK | 4% – 6% | 20 – 25 years |
| India | 8% – 10% | 15 – 25 years |
Tips for a lower home loan burden
- Save for a larger down payment to reduce the loan amount and EMI.
- Improve your credit score before applying for a better rate.
- Compare rates and fees from multiple lenders.
- Choose a shorter term if you can afford a higher EMI to save on total interest.
- Check if your country offers tax benefits on home loan interest or principal.
حاسبات ذات صلة
- EMI Calculator
Calculate EMI for any loan in seconds. Free EMI calculator for home, car, and personal loans. See monthly payment and total interest. Try it now.
احسب ← - Compound Interest Calculator
Free compound interest calculator. Calculate compound interest on investments and savings. See how your money grows over time.
احسب ← - Savings Calculator
Free savings calculator. Calculate how much you need to save to reach your goal. Plan savings with interest and time.
احسب ←
إخلاء المسؤولية
حاسباتنا المالية لأغراض إعلامية وتعليمية فقط. النتائج تقديرات. ليست مشورة مالية أو ضريبية أو قانونية. لا نخزن أو نشارك الأرقام التي تدخلها.