What is lump sum investment?

A lump sum investment is a one-time investment (vs regular contributions like SIP). This calculator shows how that amount grows with compound interest over time.

Lump sum invests all at once; SIP invests regularly. Lump sum has more market timing risk; SIP averages cost over time. Use our SIP calculator to compare regular investing.

What return should I assume?

Use a conservative estimate based on asset type (e.g. 6–8% for balanced, 10–12% for equity over long term). Past performance does not guarantee future results.

Lump Sum Calculator

Free lump sum calculator. Get instant results — no signup, no account. Plan and compare with confidence.

Use the Lump Sum Calculator below.

Calculate how a one-time lump sum investment grows over time with compound interest. Enter principal, rate, and years. Free lump sum calculator.

So nutzen Sie Lump Sum Calculator

Enter principal
Input lump sum amount.
Enter rate and years
Enter expected annual return and time in years.
View results
See final amount and total growth.

Funktionen

Instant results — no waiting or signup.
Free to use — no hidden fees.
No login or account required.
Works on all devices — desktop, tablet, and mobile.
Your data stays private — we do not store your inputs.

Warum diesen Rechner nutzen

Plan your finances with accurate estimates.
Compare scenarios in seconds.
Make informed decisions before you borrow or invest.

Unterstützte Browser und Geräte

All modern browsers (Chrome, Firefox, Safari, Edge).
Mobile-friendly — use on phone or tablet.
No app download — runs in your browser.

Häufig gestellte Fragen

Vollständige Anleitung zu Lump Sum Calculator

What is a lump sum calculator?

A lump sum calculator shows how a one-time investment grows over time with compound interest. Enter the initial amount, expected annual return, and number of years. It is useful for planning a single deposit (e.g. bonus, inheritance, sale of asset) and comparing different rates or time horizons. For regular contributions, use a SIP or savings calculator instead.

When to use a lump sum vs SIP

Use a lump sum calculator when you have a single amount to invest (e.g. windfall, bonus). Use a SIP calculator when you invest a fixed amount regularly (e.g. monthly). Historically, lump sum investing has often outperformed dollar-cost averaging over long periods, but SIPs help with discipline and reducing timing risk.

Haftungsausschluss

Unsere Finanzrechner dienen nur zu Informations- und Bildungszwecken. Ergebnisse sind Schätzungen. Sie ersetzen keine Finanz-, Steuer- oder Rechtsberatung. Wir speichern oder teilen keine eingegebenen Zahlen.