USA & worldwide
The single place for financial calculations
Every calculator you need — loans, mortgage, investment, retirement, tax, credit card, savings, salary, and more. Free, accurate, with detailed guides. No signup.
Most searched calculators
Why people rely on FinCalculators
One place for every financial calculation — from EMI and mortgage to retirement and tax. Built so you find exactly what you need.
- All-in-one: Loan, mortgage, investment, retirement, tax, credit card payoff, savings, salary, insurance, currency — category-wise and easy to find.
- Detailed knowledge: Every calculator comes with a guide, formula, FAQs, and tips.
- USA-first, global: Built for the US audience with common terms (e.g. 401k, mortgage) and useful worldwide (EMI, SIP, tax).
- Love the experience: Clean UI, fast results, no clutter.
How FinCalculators works
We built FinCalculators so you can get accurate financial estimates in seconds, without signing up or paying. Here is what you can expect from every visit.
Accuracy
Every calculator uses standard financial formulas — the same ones used by banks and advisors for planning. EMI, compound interest, retirement income, and tax estimates are based on widely accepted methods. We show you the formula or explain it in the guide so you can verify. Results are estimates for planning and comparison; they are not a substitute for professional advice for your specific situation.
Privacy
We do not store the numbers you enter. Calculations run in your browser or in memory for your session only. We do not use your inputs for advertising or to build a profile. You can use our calculators without creating an account or sharing personal data. For details, see our Privacy policy.
Worldwide use
Our tools are useful globally. We use common terms (e.g. EMI, mortgage, 401k, SIP) and default currency hints (e.g. USD) where relevant, but the underlying math is the same everywhere. Loan EMI, compound interest, and retirement growth formulas do not change by country; tax and regulatory rules do, so use our tax and salary calculators as estimates and confirm with local rules.
No signup, no paywall
All calculators are free. There is no registration, no subscription, and no premium tier. We want everyone to have access to basic financial planning tools. If you find a calculator helpful, you can bookmark it or add our site to your home screen and use it again whenever you need it.
All calculator categories
Every financial calculator, organized by category.
Loan & EMI
EMI, home loan, car loan, personal loan, student loan, loan payoff, amortization. USA & worldwide.
Use calculator →Mortgage
Mortgage calculator, mortgage payoff, affordability, refinance, PMI. USA mortgage tools.
Use calculator →Investment
SIP, compound interest, FD, ROI, mutual fund, CAGR, lump sum, investment growth calculators.
Use calculator →Retirement
Retirement calculator, 401k, IRA, pension, retirement savings, retirement income. USA & international.
Use calculator →Tax
Income tax, tax refund, salary tax, capital gains, tax bracket calculators. USA & worldwide.
Use calculator →Credit Card & Debt
Credit card payoff, debt payoff, minimum payment, APR, debt consolidation. Pay off debt faster.
Use calculator →Savings & Budget
Savings goal, budget, emergency fund, inflation, savings calculator. Plan your money.
Use calculator →Insurance
Life insurance, term insurance, insurance need calculator 2026. How much coverage do you need?
Use calculator →Currency & Conversion
Currency converter, exchange rate calculator. Convert between currencies.
Use calculator →Salary & Pay
Take-home pay, hourly to salary, paycheck, bonus calculator. USA & international.
Use calculator →
Most popular calculators
EMI, mortgage, SIP, retirement, tax, credit card payoff, and more.
EMI Calculator
Calculate EMI for any loan in seconds. Free EMI calculator for home, car, and personal loans. See monthly payment and total interest. Try it now.
Use calculator →SIP Calculator
Free SIP calculator. Estimate SIP returns and maturity amount. Enter monthly investment, return, and tenure. Try it now.
Use calculator →Mortgage Calculator
Free mortgage calculator USA. Calculate monthly mortgage payment, total interest, and affordability. Fixed & adjustable.
Use calculator →Retirement Calculator
Free retirement calculator. How much do I need to retire? USA & worldwide.
Use calculator →Income Tax Calculator
Free income tax calculator. Calculate income tax, take-home pay. USA & worldwide.
Use calculator →Credit Card Payoff Calculator
Free credit card payoff calculator. Pay off credit card debt faster. USA & worldwide.
Use calculator →
Frequently asked questions
Are FinCalculators free?
Yes. All our calculators are free to use. There is no signup, no subscription, and no paywall. We do not charge for any tool or feature.
Do you store my calculator inputs?
No. The numbers you enter (loan amount, interest rate, income, etc.) are processed in your browser or in memory for your session only. We do not save or transmit them to our servers.
Can I use these calculators outside the USA?
Yes. Formulas like EMI, compound interest, and retirement growth are standard worldwide. Tax and salary calculators use common structures but rules vary by country; use them as estimates and verify with local regulations.
Are the results accurate?
Results are based on standard financial formulas and the inputs you provide. They are accurate for planning and comparison. They are not a substitute for professional financial, tax, or legal advice for your specific situation.
How do I find the right calculator?
Use the Calculators menu to browse by category (Loan, Mortgage, Investment, Retirement, Tax, etc.), or go to the main Calculators page to see all categories and tools. Each calculator page has a short guide and FAQs.
Disclaimer
Our financial calculators are for informational and educational purposes only. Results are estimates based on the inputs you provide and standard formulas. They are not financial, tax, or legal advice. We do not store or share the numbers you enter.